"From Justice as a Foundation all Rights flow!"

WELCOME 

TO THE WEBSITE OF

CCFJ FOUNDATION, Inc.

The Educational And Charitable Arm Of

Cyber Citizens For Justice, Inc.

WHY CCFJ FOUNDATION?

THE EDUCATIONAL PART

THE CHARITABLE PART

      

CONTACT US AT:

info@ccfjfoundation.net 

HOW WE HELPED

Members of CCFJ, Inc. have helped families that fell into the legal fee trap after failing to pay small amounts of dues. 

During 2011 CCFJ, Inc. helped two families in Central Florida to avoid foreclosures. In one case the family bread-winner had suddenly died.  In the other case health issues had caused the failure to pay on time.  In both cases urgent medical bills depleted the families’ resources.   CCFJ members took care of the legal issues and helped pay the debts that had multiplied quickly -- mostly by added attorney's fees.

We had helped before -- just on a case-by-case basis.  While we offered as well to help the 81-year old war veteran, his neighbors beat us to the punch.  He was able to keep his home, thanks to the generous help of gracious neighbors that read about it in the newspaper.

In many cases the real issue isn’t actually unpaid dues, often less than $500. The problem usually is that the rapid imposition of fees makes it nearly impossible for families already in financial trouble to avoid foreclosure.

Even when a so-called “payment plan” is available, it seldom helps.  Why?  Because more and more law firms charge an extra fee, typically $100 or more for each payment received.  In many cases less than 20% of the amount paid by the owner is actually applied to reduce the initial debt. In a recent case an owner paid $150 a month for a year or a total of $1,800 in payments (on top of the current monthly dues) before learning that only $300 of the total payments went to reduce the debt.  It would have taken the owner about 12 years to repay a debt of a little over $3,500 owed.  Imagine: A total payment of $21,600 to repay $3,500. That’s $18,100 in collection fees and interest, or slightly over five (5) times the original debt.

Such cases are all too common.  They reveal an inexcusable lack of consumer protection in Florida laws and an inexcusable unwillingness by our lawmakers to stop this abuse.

CCFJ FOUNDATION, Inc. will try to offer help in as many cases as possible. We realize that the sluggish economy and the collapse of the real estate market will cause even more families to fall into this money trap and to suffer even more financial hardship.

With your generous help CCFJ FOUNDATION, Inc. will make an organized effort to help as many families as possible to keep their homes without having to pay outrageous fees to do so.


IF YOU WANT TO BE PART OF THE TEAM TO HELP CREATE

OWNER-FRIENDLY LEGISLATIVE REFORM PLEASE: 

JOIN CCFJ WITH PAYPAL JOIN CCFJ BY US MAIL

DISCLAIMER: The information published on this site cannot be considered legal advice.

For legal advice please contact a specialized attorney.

For Further Info Please Contact: 

info@ccfjfoundation.net

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